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Newspaper Archive of
Golden Valley News
Beach, North Dakota
May 21, 2009     Golden Valley News
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May 21, 2009
 
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Page 12 ' , : .- . . - I nsu ra nce le ga ..... I notices L62928 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31,2008 of the EMC National Life Company In the state of Iowa Total Assets 682,705,306 Total Liabilities 641,434,278 Common Capital Stock 11;666,700 Preferred Capital Stock 0 Aggregate write-ins for: OF INSURANCE Total Liabilities, Capital ts fully empowered through its author- and Surplus 5,591,863,134 ized agents and representatives, to COMPANY'S CERTIFICATE OF transact its appropriated business of AUTHORITY "NORTH DAKOTA BUSINESS ONLY authorized insurance in the state FOR THE YEAR 2008 according to the laws thereof, until the WHEREAS, the above corporation 30th day of April. A.D.. 2009. duly organized under, the laws of its Life & Annuity IN TESTIMONY WHEREOF. I have state or country of.domicie; has filed hereunto set my hand and seal at in this office a Sworn statement exhibit- Total Direct Premiums Bismarck this first day of May, A.D.. tng its condition and business for the Written 6,395,606 2209 (SEAL). year ending December 31, 2008 con- Total Direct Losses ADAM HAMM formabler to the requirements of the Paid 2.870 270 Commissioner of Insurance 0 .. laws of this State regarding the busi- Accident & Health (May 14, 21, 28) 0 ness Of. insurance and Total Direct Premiums other than special surplus Surplus notes Gross paid in and contributed surplus15;076,238 Aggregate write-ins for special surplus fund 0 Unassigned funds (surplus) 14,528,090 Less treasury stock, at cost WHEREAS, the said company has Written 121.868 filed in this office a duly certified copy . Total Direct Losses of its charter with certificate of orgaN- Paid 59.858 zation in compliance with the require- ments of insurance law aforesaid, STATE OF NORTH DAKOTA NOW THEREFORE, I, ADAM OFFICE OF THE COMMISSIONER HAMM, Commissioner of Insurance of OF INSURANCE # shares common 0 the State of North Dakota, pursuant to # shares preferred - 0 the provisions of said laws; do hereby Surplus as Regards . ..... Certify that-the above named company Policyholders 41,27i ,028 is fu iy empowered through tS authol:- Total Liabilities, Capital ized agents and representatives, to and Surplus 682,705,306 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2008 Life & Annuity Total Direct Premiums transact its appropriated business of authorized insurance in the state according to the laws thereof, until the ". 30th day of April, A.D., 2009. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2209 (SEAL). Written 1,855,619 ADAM HAMM Total Direct Losses .COmmissioner of Insurance Paid 2,792,993 (May 14, 21, 28) Accident & Health Total Direct Premiums - L62952 Wdtten 119,238 ABSTRACT OF STATEMENT Total Direct Losses FORTHE YEAR ENDING Paid 12,151 DECEMBER 31, 2008 of the I, Adam Hamm, Commissioner of .Insurance of the State of North Dakota. do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company =n this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2009 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY L63290 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2008 WHEREAS. the above corporation of the duly organfzed under the laws of ~ts Fidelity Life Association state or country of domicile has filed In the state of Illinois in this'office a sworn statement exhibit Total Assets 515.076.959 ing its condition and business for the Total Liabilities 257.877,361 year ending December 31, 2008 con- Common Capital Stock 2.500.000 formable to the requirements of the Preferred Capital Stock 0 taws oi this State regarding the busi-. Aggregate write-ins for ness of insurance and other than special surplus 500.000 WHEREAS. the said company has Surplus notes 0 filed in this office a duly certified copy Gross paid in and of its charter with certificate of organ~- contributed surplus 0 zation m compliance with the reau~re- Aggregate write-ins for ments of insurance law aforesaid special surotus fund 0 NOW THEREFORE, I, ADAM Unassigned funds HAMM, Commissioner of Insurance ol (surplus) 254.199.598 the State of North Dakota pursuant to Less treasury stock, at cost the provismons of sa~d laws. do hereby # shares common 0 certify that the above named company # shares preferred 0 is fully empowered through =ts author Surplus as Regards ized agents and representatives, rcJ Policyholders 257.199.598 transact its appropriated bdsiness ol Total Liabilities, Capital authorizeC insurance, m the state and Surplus 515,076.959 according to the laws thereof, untit tr~e 30th day of Apdl. A.D., 2009. NORTH DAKOTA BUSINESS ONLY IN TESTIMONY WHEREOF 1 have hereunto set my hand and seal at Bismarck this first day of May, AD.. 2209 (SEAL) ADAM HAMM Commissioner of Insurance (May 14, 21, 28) STATE OF NORTH DAKOTA ,...".:Equitable Life And Casualty Insurance WHEREAS, the above corporation FOR THE YEAR 2008 OFFICE OF THE COMMISSIONER ;"i" Cod~pany . " duly organized under the laws of its OF INSURANCE " in the sta.te Of Utah . state or country of domicile, has filed Life & Annuity : Total Assets 215,263,274 in this office a sworn statement exhibit- I, Adam Hamm, Commissioner of TotalLiabilities : 176439250 ing its condition and business for the Total Direct Premiums Insurance Of the... State of North~ . comn~on capital Stock 2,500,000 year ending December 31, 2008 con- Written 71,406 Dakota; do hereby certify that the fore- .:Prefer[ed Capital Stock 0 formable to the requirements of the Total Direct Losses going isa true Alastract0f Statement, Aggregate write-ins for " laws of this State regarding the bust- Paid 7,857 as officially filed by the Company in. Other than special surplus- : 0 ness of insurance and Accident & Health this office. .. SurplUs notes : 0 WHEREAS, the said company hasTotal Direct.Premiums IN TESTIMONY WHEREOF, I have Gross paid in and" ' fi ed in this office a duly certified copy Written 0 hereunto.set my hand and affixed the . contributed surplus " " . 0 of its charter with certificate of organi- Total Direct Losses seal ofthis offic:e at Bismarck; the flrst -Aggregate write-ins for ,--..-. : zation in compliance with the require- Paid 0 day of May; A.D. 2009 (SEAL); ..... " -:".. specialsurplus fund '. -24.290,629 ments of insurance law aforesaid " " . . " : Unassignedfulids . : .:: : : - NOW THEREFORE, I, ADAM STATE OF NORTH DAKOTA ADAM HAMM . " : (surplus) .. " " 60,614,653 " HAMM, Commissioner of Insurance of OFFICE OF TRE COMMISSIONER Commissioner of llisurance : .Less treasury stock, at cost " the State of North Dakota, pursuant to OF INSURANCE #shares common 0 the provisions of said laws, do hereby STATE OF NORTH DAKOTA " # Shares preferred 0 certify that the above named company OFFICE OF THE COMMISSIONER, Surplus as Regards is fully empowered through its author- OF INSURANCE Policyholders 38,824,024 ized agents and representatives, to Total Liabilities, Capital transact its appropriated business of COMPANY'S CERTIFICATE OF and Surplus 2i5,263,274 authorized insurance m the state AUTHORITY , . according to the laws thereof, until the m ONLY 30th day of April, A.D., 2009. WHEREAS, the above Corporation .. - . IN TESTIMONY WHEREOF, I have duly organiZed under the laws:of its : : - hereunto set my hand and seal at state or country of domicile, has filed _ Life&Annuity Bismarck this first day of May, A.D., in this office a sworn statement exhibit-:9 :: 2209 (SEAL). ing its condition and businessfor the : Total Direct Premiums ADAM HAMM ADAM HAMM year ending December 3t, 2008. con- .Written : 92,837 Commissioner of Insurance Commissioner of Insurance formable to the requirements-of the Total Direct Losses (May 14, 21, 28) laws of this State regarding the bust- Paid STATE OF NORTH DAKOTA ness of insurance, and Accideni &Health 10,165 L63177; OFFICE OF THECOMMISSIONER WHEREAS, the said company hasTotal Direct Premiums ABSTRACT OF STATEMENT OF INSURANCE . filed in this office a duly certifiedcopy Written . " 3,769,301 FOR THE YEAR ENDING of its (;harterwith certificate of organi- Total DirectLosses " DECEMBER 31, 2008 COMPANY'S CERTIFICATE OF zation in compliance With the require- Paid 2,616,181 of the AUTHORITY ments of insurance law aforesaid, . Farmers New World Life insurance NOW- THEREFORE, I, ADAM .. -STATE OF NORTH DAKOTA " Company HAMM, Commissioner of Insurance Of :OFFICE OF THE COMMISSIONER In the state of Washington the State of North Dakota, pursuant to : . OF INSURANCE " Total Assets 6,443,865,589 the provisions of said laws, do.hereby .!:,; Total Liabilities5,894,249.178 certify that the above named company ~ I, Adam Hamm, Commissioner of Common Capital Stock 6,599,833 is fully empowered through its author- Insurance of the State of North Preferred Capital Stock 0 ized agents and representatives, to - Dakota, do hereby certify that the fore- Aggregatewrite-ins for transact its appropriated business Of going is a true Abstract of Statement, other than special surplus 0 authorized insurance in the state as officially filed by the Company in Surplus notes 0 according to the laws thereof, until :the 'thiS office ..... Gross paid in and 30th day of April, A.D., 2009. IN TESTIMONY.WHEREOF, I have contributed surplus IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the Aggregate write-ins for hereunto set. my hand and seal at Bismarck this first day of May, A.D,, 2209 (SEAL). :- ADAM HAMM Commissioner of Insurance (May 14, 21, 28) L62944 ABSTRACT OF STATEMENT seal of this office at Bismarck, the first day of May, A.D: 2009 (SEAL). ADAM HAMM , Commissioner of insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE FOR THE YEAR ENDING COMPANY'S CERTIRCATE OF DECEMBER 31, 2008 AUTHORITY of the AXA Equitable Life Insurance WHEREASI the above corporation Company duly organized under the laws of its In the state of New York state or country of domicile, has filed Total Assets 111,795,877,883 in this office a sworn statement exhibit- Total Liabilities 108,640,852,082 ing its condition and business for the Common Capital Stock 2,500,000 year ending December 31, 2008 con- 3,199,470 special surplus fund 0 Unassigned funds (surplus) 539,817,108 Less treasury stock, at cost # shares common 0 # shares preferred 0 Surplus as Regards Policyholders 549,616,411 Total Liabilities, Capital and Surplus 6,443,865,589 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2008 Life & Annuity Total Direct Premiums Written 1,374,956 Preferred Capital Stock 0 formable to the requirements of the Total Direct Losses Aggregate write-ins for laws of this State regarding the busi- Paid 662,610 other than special surplus 0 ness of insurance and Accident & Health Surplus notes . 1,524,868,400 WHEREAS, the said company has Total Direct Premiums Gross paid in and . . filed in this office :a duly certified copy Written 36,542 contributed surplus 2,603,383,234 of its charter with certificate of orgaN- Total Direct Losses Aggregate w~e4ns for . zation in comptiar~e.with the require- Paid 8,487 special surplus fund 649,719,647 ments of insurance law aforesaid, Unassigned funds NOW THEREFORE, I, ADAM STATE OF NORTH DAKOTA (surplus) - -1,625 645,480HAMM, Commissioner of Insurance of OFFICE OF THE COMMISSIONER Less treasury stock, at cost the State of North Dakota, pursuant to OF INSURANCE # shares common 0 the provisions of said laws, dO hereby # shares preferred 0 certify that the abovenamed company I, Adam Hamm, Commissioner of Surplus as Regards is fully empowered through its author- Insurance of the State of North Policyholders 3,155,025,801 ized agents and representatives, to Dakota, do hereby certify that the fore- Total Liabilities, Capital . : transact its appropriated business of going is a true Abstract of Statement, and Surplus 111,795,877,883 authorized insurance in the state as officially filed by the Company in NORTH DAKOTA BUSINESS ONLY FOR TH]E YEAR 2008 Life & Annuity - " " - Total Direct Premiums Wdtten 48,325,728 Total Direct Losses Paid 42,766,655 Accident & Health Total Direct Premiums Wdtten 83,913 Total Direct-Losses ...-;-. .., Paid :' : ~ ....... . '" :]77;157 according to the laws thereol, until the this office. 30th day of April, A.D., 2009. IN TESTIMONY WHEREOF, I have IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the hereunto set my hand and seal at seal of thisoffice at Bismarck, the first Bismarck this first day of May, A.D., day of May, A.D. 2009 (SEAL). 2209 (SEAL). ADAM HAMM " ADAM HAMM Commissioner of insurance Commissioner of Insurance (May 14, 21, 28) L63088 ABSTRACT OF STATEMENT FOR THE YEAR ENDING Farm Bureau Life Insurance Company In the state of Iowa Total Assets 5,591,863,134 Total Liabilities 5,206,490,936 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed STATE OF NORTH DAKOTA " OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm. Commissioner of Insurance of the State of North Dakota. do hereby certify thatthe fore- going is a true Abstract of Statement. as officially filed by the Company in this office. IN TESTIMONY WHEREOF. I have hereunto set my hand and affixed the seal of this office at Bismarck, the first dayof May, A.D. 2009 (SEAL). Common Capital Stock 2,500,000 in this office a sworn statement exhibit- Written t, Adam Hamm, Commissioner of Preferred Capital Stock 0 ing its condition and business for the Total Direct Losses Insurance of the State of North Aggregate write-insfor year ending December 31, 2008 con- Paid Dakota, do .herebY certify that the fore- other than-Special surplus 0 formable to the requirements of the Accident & Health going is a tr~e Abstract of Statement, Surplus notes ' 0 laws of this State regarding the bust- Total Direct Premiums as officially filed by the Company in GroSs paid in and . ness of insurance and Written : this office.~ ~: : :.. -:i. !d/. .... ~ :contdbuted~s~rplus. 130;982;867, WHEREAS the said company has Total Direct Losses IN TES~|MQNY,.~EREOF, I I havet':.:.~Aggregatewrite4nsi:fo? ,, ' . , " filed in this office a duly certified copy Paid 'hereunto set my l~and and aft xed the - special surplus fund 20,827,907 " of its charter with certificate of orgaN- WHEREAS, the above corporation May 21,2009 going is a true Abstract of StatemenI other ttsan special surpms 0 as officially filed by the Company ,," Surl:mJs notes O this office. Gross pa~a ~n ann IN TESTIMONY WHEREOF I have contrib~l[ea surplus 5.994.115 hereunto set my hand and affixed the Aggregate wdteoms for seal of this office at Bismarck. the first special su plus tund 0 -. day el May, A.D. 2009 (SEAL). Unassigned mrrds ~urptus)-372.984 , ADAM HAMM LeSS heasury stock at cos~ Commissioner of Insurance # shares cornmon 0 -- shares preferred 0 STATE OF NORTH DAKOTA Stirplus as Regards ., OFFICE OF THE COMMISSIONER Polic,,r;olders 7.121.131 . OF INSURANCE Torn! L~abfiR!es. Cap:tat .: and Sumzus 9.650,877 ;. COMPANY'S CERTIFICATE OF ^. AUTHORITY NORTH DAKOTA BUSINESS ONLY: FOR THE YEAR 2008 L65811 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2008 of the American Moderd Life Insurance Company In the state of Ohio Total Assets 64 197.810 Total Liabilities 45.849.922 Common Capital Stock 2.500 000 Preferred Capital Stock 0 Aggregate write4ns for other than special surplus 0 Surplus notes 0 Gross paid in and contributed surplus 7,000,000 Aggregate write-ins for special surplus fund 0 Unasstgned funds (surplus)8.847.88 Less treasury stock, at cost # shares common {; # shares preferred u Surplus as Regards Policyholders 18.347.888 Total Liabilities. Capital and Surplus 64.197.8t0 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2008 Life & Annuity duly organized under the laws of its Total Direct Premiums state or country of domicile, has filed Written 329.133 in this office a sworn statement exhibit- Total Direct Losses ing its condition and business for the Paid 138 105 year ending December 31, 2008 con- Accident & Health formable to the requirements of the Total Direct Premiums laws of this State regarding the busi- Written 206.495 ness of insurance and Total Direct Losses WHEREAS, the said company has ~aid 96.095 filed in this office a duly certified copy of its charter with certificate of orgam- STATE OF NORTH DAKOTA zation in compliance with the require- OFFICE OF THE COMMISSIONER ments of insurance law aforesaid, OF INSURANCE NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of I. Adam Hamm, Commissioner or the Stateof North Dakota. pursuant to Insurance of the State of North the provisions of said laws. do hereby Dakota. do hereby certify that the fore certify that the above named corn ;)any going is a true Abstract of Statement is fully empowered through its author- as officially filed by the Company ~r~ ized agents and representatives, to this office. transact its appropriated business of IN TESTIMONY WHEREOR l have authorized insurance in the state hereunto set my hand and affixed me according to the laws thereof until the seal of this office at Bismarck the fim[ 30th day of April..A.D.. 2009. day of May, A.D. 2009 (SEALL IN TESTIMONY WHEREOF. I have hereunto set my hand and seal at ADAM HAMM Bismarck this first day of May, A.D.. Commissioner of Insurance 2209 (SEAL). ADAM HAMM STATE OF NORTH DAKOTA Commissioner of Insurance OFFICE OF THE COMMISSIONER (May 14, 21, 28) OF INSURANCE L64149 COMPANY'S CERTIFICATE OF ABSTRACT OF STATEMENT AUTHORITY FOR THE YEAR ENDING DECEMBER 31. 2008 WHEREAS the above cor0orat~on of the duly organized under the laws of its Epic Life Insurance Company (The) state or country of domicile, has filed In the state of Wisconsin ~n this office a sworn statement exhibit- Total Assets 42.076.215 ing its condition and business for the Total Liabilities 20,318,145 year ending December 31. 2008 corn Common Capital Stock 2.000.000 formable to the requirements of me Preferred Capital Stock 0 laws of this State regarding the busi- Aggregate write-ins for ness of insurance and other than special surplus 0 WHEREAS. the said company ha~ Surplus notes 0 filed in this office a duty certified copy Gross paid in and of its charter with certificate of organu contributed surplus 11,000,000 zation n compliance with the reau~[e- Aggregate write-ins for ments of nsurance law aforesaid special surplus fund 0 NOW THEREFORE, |, ADAM Unassigned funds (surplus)8,758.070 HAMM. Commissioner of Insurance of Less treasury stock, at cost the State of North Dakota pursuant to # shares common 0 the provis ons of sa=d laws. do hereby # shares preferred 0 certify that the above named company Surplus as Regards is fully empowered through its author- Policyholders 21.758.070 ized agents and representatives m Total Liabilities. Capital transact =ts appropriated bus~ness oH and Surplus 42,076.215 authorized insurance m the state according to the. taws thereof, until the NORTH DAKOTA BUSINESS ONLY 30th day of April A.D. 2009. FOR THE YEAR 2008 IN TESTIMONY WHEREOF i hav~ hereunto set my hand and seal a~ Life & Annuity Bismarck this hrst day of May, A.D. 2209 (SEAL). Total Direct Premiums ADAM HAMM 0 Comm=ssioner of insurance (May 14. 21, 28) 0 0 0 zation in compliance with the require- STATE OF NORTH DAKOTA L67679 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31. 2008 of the Amencan Republic Corp insurance Company Ir~ the state of Nebraska Total Assets 9.650.877 Total Liabilities 2.529.746 Common Capital Stock 1.500.000 Preferred Capita Stock 0 Aggregate write-ins for seal of this,0fficeat Bismarck, the first Unassigned'funds . day of May:~;.D. 2009 (SEAL) :.. (surplus) . 231,061,424 ments of insurance law aforesaid,OFFICE OF THE COMMISSIONER _~ ADAM HAMM -. :: - .: ": Less treasury stock, at cost-/ NOW THEREFORE, I, ADAM OF INSURANCE Commiss~ner.of InSuratce " ~ # shares cornmon . 0 HAMM, Commissioner of Insurance of # shares preferred 0 the State of North Dakota, pursuant to I, Adam Hamm. Commissioner of STATE OF NORTH DAKOTA Surplus as Regards the provisions of said laws. do hereby Insurance of the State of North OFFICE OF THE COMMISSIONER Policyholders 385,372,198 certify that the above named company Dakota. do hereby certify that the fore- -.. .. Life & Annuity ": ~[otal Direct Premiums Wntten 0 ,. Tolal Direct Losses Paid 0 ,- Accident & Health -. Total Direct Premiums ;- Written 18.400 . Total Direct ,_osses Paid - 603 , STATE OF NORTH OAKOTA OFFICE OF THE COMMISSIONER OF iNSURANCE I. Adam Harem Commissioner of Insurance el the State of North- Dakota do hereby certify that the lore-', going ~.s a true Abstract of Statement. as officialK, flied uy the Company m thin office IN TESTIMONY WHEREOF. I hay% hereunto set mv hand and affixed the,- seal of th~s office at Bismarck. the first[, day of May, A.D. 2009 (SEAL). ADAM HAMM Commissioner of insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTiFiCATE OF AUTHORITY ?, WHEREAS. me above corporation duty organized under me laws of =ts state or coumry of domicile, has filed: m th~s otflce a sworn statement exhibit;:, ins ts cor~dition ann business for the year ending December 31. 2008 con- tormabte to the requrements of the ~aws of this State regarding the busi- ness of insurance ano WHEREAS the sa~d company has fried ~n [h~s office a duly certified copy el ~m charter w=[h certificate of organi- zanon ~n comDliance with the require- ments of insurance law aforesaid NOW THEREFORE, I. ADAM HAMM. Commissioner o; Insurance of the State or North Dakota pursuant to. the 3rows~ons of said =aws dO hereby~ certify that the above named corr pany IS t{Jlly empowered through it6 author:. ized agems and representatives, to transact its appropnateo business o~ a-L4hOrized insurance in the state adc~ciTd;n~ ~,~ th~ ~aws thereof, until tlne 30th day 0t April, A.D.. 2009. iN iESTIMONY WHEREOE I have~ hereupto set my hand and seat at, Bismarck th=s hrst day of May, A.D.~ 2209 ~SEAL] ADAM HAMM Commissioner of insurance (May 14, 21.28) o "'Hi IeAm~. Dont throw away d]ose i)la~tic comaincrs fl]at [neat is -,4d m Use the deep while ones for p}4iltJr}~,'. SCCC> indoors ;.I.lld ~he shal- t~ piak ours for lra\.~, underneath" e ]l/dnl. - J ill \k'rmont - "'Most fl~lks have a computer, and ~omc hat( problems keeping track el it]e[r momhl~ expeoses. Here is what 1 ! do. Using a~ vcr3 hasic v,+ord proces-. ,,r i 1}>d ,ill my monthly expenses-. ~,~tl~ [l~e 3R1OLiI)XS. due dates and how q m pay them \\ hen il comes time to do -' the pa3om~. [ have Ihem all right" there ,,~ [ do,~ mis- any. I label the" file mr either "lst el [he month' or- "15th el the monlh ~ necessarL ~" " i t Whe~ I need w e~ tt mtl.er one. I jUSt CliCK t}n tile ,;tar/ bu[tom selecl the[_ dCtl|ll et][. ~,crcql do~x n till 1 find it- and voila.'" - M.H. m Colorado "qb make footed sleepers last a lit- '_ Lie h)nger tor au hdant, cut ot[t the foet perfioa,' S.R. ~.ia e-mail "'1 ~o through a k)t of paper at work. N{~Vt. 1 siP,.e [.Ill}' papers that don'l have sc~?sll~vc mormaliort and bring lhen~ Ilt)//le lOI []l~ ch}ldreii It) draw on. l h'we tt?uqd thai i also can use tile immnrked shle it m~ prmler. It stretches ou d~ p:4pc - use. and we [/[V~I Vk l-CO} kJC f)apcr whet1 we re, ci('~e ;virh it - ~L A. Ill WiSCOI1Sill - iie[ _ .- a quick and painless trick to. remove a lrtltt-drink Mail1 Oll all upper, lip. more commonl~ relented to as a KoolA~d HtQ'.lache..him USe Iooth- basic Dab {[ on. rub it m and rinse it o Go Grec~ lip: ~ttin~ your water i~eater's fi~.ermoslat io i2(/ degrees F er Im~