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Newspaper Archive of
Golden Valley News
Beach, North Dakota
May 12, 2011     Golden Valley News
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May 12, 2011
 
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i May 12, 2011. Golden Valley News Page 13 Insurance legal notices L 84174 ABSTRACT OF STATEMENT :,: ; FOR THE YEAR ENDING i" ..:DECEMBER 31, 2010 • ,=, . of the Employees Life Company (Mutual) In the state of IL Tta[Assets 384,835,117 Total Liabilities 359,815,331 Common Capital Stock 0 Pj'eferred Capital Stock 0 Aggregate write-ins for Other.than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 0 Aggregate write-ins for Special surplus fund 0 Unassigned funds (surplus) 25,019,786 Less treasury stock, at cost: 0 # shares common 0 # share,preferred 0 Surplus as regards policyholders 25;019,786 Total Liabilities, Capital and Surplus 384,835,117 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ,,NNUITY T.oal'.Dect Premiums written . . 1,660,905.00 Total Direci Losses paid 433,346.00 ; ACCIDENT & HEALTH Total Direct Premiums wntten 0.00 Tota|Cect Losses Ra, '. :::-; 0.00 STATE oF NORTH DAKOTA .OFFICEOF THE COMMISSIONER ,  !. OF INSURANCE • :.:L .Adam Hamm, Commissioner of Insurance .of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as,officially filed by the Company in .thisoffie. .:IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May,A.D. 2011 (SEAL). /DAM HAMM Gomissioner of Insurance STATE OF NORTH DAKOTA OFFICE OFITHE COMMISSIONER OF INSURANCE, ,OMPANY'S CERTIFICATE OF !  ,  AUTHORITY : :IWHEREAS, the above corporation duly organized under the laws of its state;or country of domicile, has filed i.n this office a sworn statement exhibit- 4ng its condition and business for the yea[ ending December 31, 2010 con- formable to the requirements of the laws-o.-his State regarding the busi- .nessio:Insurance and -: ,WHEREAS, the said company has fUed-inthis office a duly certified copy of its charter with certificate of organi- ZatiOn in compliance with the require- ;moots o| insurance law aforesaid, '! 'NOW: THEREFORE, I, ADAM IAMM, Commissioner of Insurance of ,..the: State of North Dakota, pursuant to the;pr.ovisio0s of:s, d Jaws.do hereby ¢gerlify+.tt-t ,the ab.ve+n,e+l+my i t,,e.mpowere,+thr.:jh+its author- -:ized agents and;..representatlves, to ,transact its appropriated business of authorized insurance in the state +according.to the laws thereof, until the ;30tlxday of-April, A.D., 2012.  +N TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADA M 'HAMM Commissioner of Insurance (May 5, 12 and 19) FO.RTHE;IAR NDING , ,: I'DCEMBER 31, 2010. .A. 0.Club Life Insuran:y.:, In;thtstate.of MI: :!. :  : "."." Total Assets 425,590,756 Total Liabilities 359,669,755 Common Capital Stock 2,500,000 Preferred Capital Stock 19,662,340 Aggregate write-ins for Other than special surplus 0 Surplus 'Notes 0 Gross paid in and Con(ributed surplus 45,075,489 Aggregate write-ins for Special surplus fund 1,180,838 Unassigned funds (surplus) -2,497,666 Less treasury stock, at cost: 0 #.shares common 0 # share preferred 0 Surplus as regards po!icyholders 65,921,001 Total: Liabilities, Capital add Surplus 425,590,756 NORTH DAKOTA BUSINESS ONLY '-' • ' FOR THE YEAR 2010 " - • LIFE & ANNUITY Total .Direct Premiums written .'., . 396.00 Total Direct Losses paid., ACCIDENT&EALTH 0.00 Total D.irect Premiums Wrien 0.00 T0!al Direct Losses paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER - : -" OF.INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dako:ta, do hereby certify that the fore- going.is a true Abstract of Statement, as officially filed by the Company in his, office. {N'TESTIMONY WHEREOF, I have hereunto set my hand and affixed the sealof this office at Bismarck, the first day of May, A.D: 2011 (SEAL). ADAM HAMM Commissioner of Insurance , STATE OF NORTH DAKOTA ,OFFICE OF THE COMMISSIONER , OF INSURANCE . COMPANY'S CERTIFICATE OF AUTHORITY .WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the yea ending December 31, 2010 con- fordable to the requirements of the laws:-ethis State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, un*til the 30th day of April, A.D., 20t2. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, land 19) L 84824 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the Commonwealth Annuity and Life Insurance Company In the state of MA Total Assets 6,755,658,499 Total Liabilities 6,344,045,527 Common Capital Stock 2,526,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 1,154,838,270 Aggregate write-ins for Special surplus fund 39,668,684 Unassigned funds (surplus). -785,419,982 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 411,612,972 Total Liabilities, Capital and Surplus 6,755,658,499 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 166,281.00 Total Direct Losses paid 2,057,760.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 545.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner.of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L 90328 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the First Health Life & Health Insurance Company In the state of TX Total Assets 592,366,635 Total Liabilities 263,069,781 Common Capital Stock 2,500,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 325,825,140 Aggregate write-ins for Special surplus fund 0 Unassigned funds (surplus) 971,714 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 329,296,854 Total Liabilities, Capital and Surplus 592,366,635 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 49.00 Total Direct Losses paid 250.00 ACCIDENT & HEALTH Total Direct Premiums written 5,609,801.00 Total Direct Losses Paid 5,993,471.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF. INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have "hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its stdte or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements df the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that .the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL)• ADAM HAMM Commissioner of Insurarlce (May 5, 12 and 19) L 90611 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the Allianz Life Insurance Company of North America In the state of MN Total Assets 84,464,206,882 Total Liabilities ' 79,869,019,158 Common Capital Stock 20,000,000 Preferred Capital Stock 18,903,484 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 3,675,689,823 Aggregate write-ins for Special surplus fund 86,900,306 Unassigned funds (surplus) 793,694,111 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 4,595,187,724 Total Liabilities, Capital and Surplus 84,464,206,882 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 23,863,495•00 Total Direct Losses paid 16,265,646.00 ACCIDENT & HEALTH Total Direct Premiu ..................... written 1,131,802.00 Total Direct Losses Paid 378,150.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duty organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L 91642 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the Forethought Life Insurance Company In the state of IN Total Assets 4,939,549,746 Total Liabilities 4,522,207,642 Common Capital Stock 2,500,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 325,553,430 Aggregate write-ins fore" Special surplus fund 4,642,788 Unassigned funds (surplus) 84,645,886 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 417,342,104 Total Liabilities, Capital and Surplus 4,939,549,746 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 567,160.00 Total Direct Losses paid 562,690.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF, AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business.for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, •ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L92738 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the American Equity Investment Life Insurance Company In the state of IA Total Assets 21,125,501,127 Total Liabilities 19,724,816,152 Common Capital Stock 2,500,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 0 Surplus Notes 51,000,000 G r.o#s pid in and Contributed surplus 853,582,801 Aggregate write-ins for Special surplus fund 15,697,359 Unassigned funds (surplus) 477,904,815 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards Policyholders 1,400,684,975 Total Liabilities, Capital and Surplus 21,125,501,127 " NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 20,748,883.00 Total Direct Losses paid 3,162,554.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Harem, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filffd by the Company in this office. " IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the f)rst day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA ' OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L 93432 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the CM Liie Insurance Company In the state of CT Total Assets 8,427,843,165 Total Liabilities 7,590,656,649 Common Capital Stock 2,500,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 450,276,208 Aggregate write-ins for Special surplus fund 37,786,647 Unassigned funds (surplus) 346,623,661 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 837,186,516 Total Liabilities, Capital and Surplus 8,427,843,165 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 225,852.00 Total Direct Losses paid 351,841.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation- duly organized under the laws of its state or country of domicile, has filed . in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto, set my trand and seal 2011 (SEAL). .. ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L 93661 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the Annuity Investors Life Insurance Company In the state of OH Total Assets 2,440,028,453 Total Liabilities 2,298,016,313 Common Capital Stock 2,500,000 Preferred Capital Stock 0 Aggregate write-ins for Other than special surplus 544,237 Surplus Notes 0 Gross paid in and Contributed surplus 171,550,000 Aggregate write-ins for Special surplus fund 0 Unassigned funds (surplus) -32,582,097 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 142,012,140 Total Liabilities, Capital and Surplus 2,440,028,453 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY Total Direct Premiums written 560,995.00 Total Direct Losses paid 95,481.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Harem, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seat of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THECOMMISSIoNER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- formable to the requirements of the laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance 4n the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set m,y hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) L 94250 ABSTRACT OF STATEMENT FOR THE YEAR ENDING DECEMBER 31, 2010 of the Banner Life Insurance Company In the state of MD Total Assets 1,918,462,877 Total Liabilities 1,242,986,794 Common Capital Stock 2,800,000 Preferred Capital Stock 664,557 Aggregate write-ins for Other than special surplus 0 Surplus Notes 0 Gross paid in and Contributed surplus 913,105,301 Aggregate write-ins for Special surplus, fund 9,147,000 Unassigned funds (surplus) -250,240,775 Less treasury stock, at cost: 0 # shares common 0 # share preferred 0 Surplus as regards policyholders 675,476,083 Total Liabilities, Capital and Surplus 1,918,462,877 NORTH DAKOTA BUSINESS ONLY FOR THE YEAR 2010 LIFE & ANNUITY . Total Direct Premiums written 1,166,701.00 Total Direct Losses paid 609,200.00 ACCIDENT & HEALTH Total Direct Premiums written 0.00 Total Direct Losses Paid 0.00 STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE I, Adam Hamm, Commissioner of Insurance of the State of North Dakota, do hereby certify that the fore- going is a true Abstract of Statement, as officially filed by the Company in this office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of this office at Bismarck, the first day of May, A.D. 2011 (SEAL). ADAM HAMM Commissioner of Insurance STATE OF NORTH DAKOTA OFFICE OF THE COMMISSIONER OF INSURANCE COMPANY'S CERTIFICATE OF AUTHORITY WHEREAS, the above corporation duly organized under the laws of its state or country of domicile, has filed in this office a sworn statement exhibit- ing its condition and business for the year ending December 31, 2010 con- fQmdle ,tO,, e 5qireFe..ts, .Pf, ,# laws of this State regarding the busi- ness of insurance and WHEREAS, the said company has filed in this office a duly certified copy of its charter with certificate of organi- zation in compliance with the require- ments of insurance law aforesaid, NOW THEREFORE, I, ADAM HAMM, Commissioner of Insurance of the State of North Dakota, pursuant to the provisions of said laws, do hereby certify that the above named company is fully empowered through its author- ized agents and representatives, to transact its appropriated business of authorized insurance in the state according to the laws thereof, until the 30th day of April, A.D., 2012. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal at Bismarck this first day of May, A.D., 2011 (SEAL). ADAM HAMM Commissioner of Insurance (May 5, 12 and 19) • "Fill a quart-size zip-lock bag with water and double-bag it, making sure there is ,no air in the bag. Place it inside the toilet tank, on the opposite side from the pump. Secure it there, if you can. This will displace some of the water when you flush, and you will use less water as a consequence." -- E.S. in Florida • If you have a stained porcelain sink, try using it to soak your stained garments. The presoak can do double duty on the stained sink and wash- ables alike. • To make your own breadcrumbs without a chopper or blender, place dry bread pieces in a plastic bag. Use a rolling pin to "roll" them into crumbs. • Save water in the shower by using your kitchen timer, set for no more than 5 minutes. If you can find a digital one, you will know better how much time you have left. After a little while, you almost don't need the timer. • "If you seal your jelly jars with wax, here's a good tip: Place a small piece of string into the wax before it hardens. Then, you'll be able to pull on the string to remove the wax when you're ready to enjoy your home- made goodies!" -- U.L. in Maine • Laundry stain removers can be good to remove stains from concrete drives. For instancat, my relatives' car was leaking, and I was able to get the stains from my pavers by using a spray-and- wash stain remover I borrowed from - the laundry room. It worked very well. -- S.E. in Arkansas