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Golden Valley News
April 7, 2016
1930' 'theme of DS
DICKINSON - "The 1930s: Des- According to Dr. Steven Doherty, eral public to attend the festival as an
peration and Dedication" is the guid- chair of the Department of Social avenuefor lifelong learning."
ing theme for-the 2016 Science and Sciences and professor of Political The 2016 Science and Humanities
Humanities Festival at Dickinson Science,"The2016 Science and Hu- Festival at Dickinson State Univer-
State University. ma!3ities Festival is aimed at collab- sity entails eight sessions that will
Presenters from various academic orative reflections about a decade take place from Thursday, April 14.
disciplines and professional special- that had visible signs of highly dedi- to Friday, April 22. There is no cost
ties will explore the history of a cated people who were grappling to attendthesesessions. Dates, times,
decade that was an overt mix of with desperate circumstances." The locations, and topics of the sessions
many toils and modest triumphs, range of speakers and topics show are available at dickinson-
Planning for the festival includes ef- that North Dakota, like the rest of the state.edu/stifestivai. For more infor-
torts from multiple programs at nation, was a crossroads of despera- mation, please contact Dr. Steven
Dickinson State University, includ- tion and dedication during the 1930s. Doherty at (701) 483-2065 or
ing theTheodore Roosevelt Center. Doherty stated, "We invite the gen- Steven.Doherty@dickinsonstate.edu.
Historic site planning for 75th anniversary
MEDORA-Areunion picnic for ees to participate, organizers ask the event are asked to join "in
all former employees of the. each one to send information con- spirit" and share that part of their
Chateau de Mores State Historic cerning the years you worked at the history.
Site is scheduled to be held Sunday, Chateau, what position you held Please send your information to
Aug. 7, 2016, around 6 p.m., corn- (guide, maintenance, or store per- the Chateau de Mores State Historic
memorating the 75th anniversary of sonnel), and current work/life posi- Site, P.O. Box 106, Medora, ND.
the Chateau becoming a museum, tion. 58645, or call (701) 623-4355. or
In order for the former employ- Those who aren't able to be atemail to sdkerr@nd.gov.
Veterans Administration agrees to try pilot program
FARGO - Sen. John Hoeven, R- cratic delays and confusion that veter- have faced."
N.D.. says the U.S. Department of ans have experienced in North Dakota Hoeven is also working on a na-
Veterans Affairs (VA) has agreed to when trying to schedule appoint- tional level with his colleagues to ad-
develop and start to implement a pilot ments, dress the scheduling and service
project over the next 30 days at the "It is imperative that we provide issues. He and his Senate colleagues
Fargo VA Medical Center to address timely access to the health care our introduced the Veterans Choice lm-
scheduling and service with the Vet- veterans have earned and deserve," provement Act, which would make
erans Choice Program. Hoeven said. "We have reached an needed reforms to the Veterans Choice
The senator's announcement fol- agreement between the VA, the Fargo Program to simplify and streamline
lows a roundtable he hosted on Friday VA Medical Center and Health Net to the process for veterans who need to
with officials he invited to North implement a pilot project over the go outside of the VA to receive care
Dakota fi'Oln the VA and Health Net. next thirty days that aims to address from private providers. It would also
The pilot program will serve as an ad- the serious scheduling issues our vet- improve the provider reimbursement
ministrative remedy to the bureau- erans and their health care providers challenges on a national level.
Cops say they're cracking down on texting while driving
DICKINSON - Law enforcement struction zone.
agencies in North Dakota will use "The texting while driving law
traditional and innovative methods gives us a strong enforcement tool to
to detect and cite texting drivers dur- educate people on the risks of dis-
ing April. tracted driving," said Capt. David
Enforcement teams will partici- Wilkie of the Dickinson Police De-
pate in the national high visibility partment. "In an effort to keep our
enforcement campaign, "U Drive. U roads safe, our enforcement teams
Text. U Pay." The national enforce- will be actively pulling over any
ment effort is scheduled during the driver who demonstrates behaviors
observance of Distracted Driving and postures consistent with tex-
Awareness Month in April. ting."
Multiple vehicles and trained ob- Nationally, distracted driving sta-
servers who may or may not be uni- tistics portray a ,grim picture: In
formed offieer.~ will coordinate with 201~, an e mated 3,179 people
their agency officers to observe tex- were killed (10 pe~celat of all crash
ting while driving violations, fatalities) and an additional 431,000
Composing, reading or sending were injured (18 percent of all crash
any electronic message or using a injuries) in motor vehicle crashes in-
communications device to access the volving distracted drivers.
lnternet while driving is illegal in "Sending a text takes your eyes
North Dakota for drivers of all ages. off the road for five seconds, which
Violating the state's texting law, is like driving the length of a football
which became effective on Aug. 1, field at 55 mph while blindfolded,"
2011, can be costly. The fine is $100. said Wilkie. "Anything could happen
The law applies to any driver of a ve- in that time, and we want to prevent
hicle in a traffic lane, even while tragedies from occurring on our
stopped at a red light or in a con- roadways."
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Participating law enforcement
agencies include police departments
in Bismarck, Devils Lake, Dickin-
son, Fargo, Grand Forks,
Jamestown, Minor, Valley City and
Watford City. The Burleigh County
Sheriff's Department and the Uni-
versity of North Dakota have also
scheduled extra enforcement for tex-
ting while driving.
The North Dakota Department of
Transportation (NDDOT) adminis-
ters federal grant funding for texting
while driving e f4 brrnient as part of
an overall' effort to' revent deaths
and injurieS .]3 .DahgIfi roads.
Residents can learn more about
traffic safety initiatives at
dot.nd.gov, ndcodefortheroad.org or
join the conversation on the Code for
the Road Facebook or Twitter page.
Families are invited to create memo-
rials for those who have died in
crashes in North Dakota at ndcode-
fortheroad.org/memorial,
support
your local
merchants
Golden Valley News
P.O. Box 156, Beach, ND 58621
(U.S.P.S. Pub.
No. 221-280)
Staff: Richard Volesky, editor/
reporter, and Jane Cook, office
and news assistant.
The Golden Valley News is pub-
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Ave,, Suite 1; Beach, ND 58621 by
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postage paid at Beach, ND and addi-
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POSTMASTER: Send address
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Contact Information
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• Fax: 701-872-3756
Email: goldenandbillings@
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All content is copyrighted.
Auto insurance discounts for older drivers
Dear Saw,y Senim,
l've read that many car insurance
companies offer a variety of dis-
counts to older drivers when they re-
tire or reach a certain age. What can
you tell me about this?
Discount Seeker
Dear Seeker,
Most auto insurance companies
offer policyho!ders a wide variety of
discounts, many of which can benefit
retirees. Auto insurers love older
drivers because they're experienced
behind the wheel and they drive less
than younger age groups, which
makes them a lower risk for acci-
dents and a safer bet for insurance
companies.
While discounts will vary byin-
surer, many of these benefits can re-
duce your overall premium by 15 to
20 percent or more, and you are usu-
ally allowed to combine discounts to
increase your savings, though total
discounts are often capped at around
25 percent.
To find out what discounts may be
available to you, contact your auto
insurer and inquire about these bene-
fits, and any others that may benefit
you.
Age discount: Many auto insur-
ance companies offer a general "se-
nior" discount that will reduce your
premium just because you've
reached a specific age. The actual
name and amount of the discount will
vary by insurer.
Allstate, for example, provides a
"senior adult discount" of up to 10
percent to drivers who are at least 55
years old and aren't actively looking
for full-time work. And Liberty Mu-
tual offers a "newly retired discount"
to drivers who reach that employ-
ment milestone, regardless of age.
Low mileage discount: Most in-
surers offer discounts to customers
who drive limited miles each year,
which is often beneficial to retirees
who drive less because they don't
commute to work every day. The
fewer miles you drive, the lower your
odds of getting into an accident.
The parameters of low mileage
differ by insurer, but generally about
a 10 percent discount is available for
driving less than 5,000 to 8,000 miles
each year, although smaller discounts
may also be available to seniors who
drive more than this but less than
15,000.
Drivers Ed discount: Many states
require insurance companies to offer
"defensive-driving" discounts to
drivers who take a refresher course to
brush up on their safety skills. The
discounts vary usually ranging be-
tween 5 and 15 percent.
Driver safety courses are inexpen-
sive. usually costing around $20 to
$30 and can often be taken in a class-
room or online. To locate a class con-
tact your local AAA (aaa.di3m),
which operates a Driver Improve-
ment Course for seniors, or AARP
(aarp.org/driversafety, 888-227-
7669), which offers the Smart Driver
Course to members and non-mem-
bers.
Club member discount: Insurers
offer discounts to members of clubs
and associations with which they
have partnered. These could include
professional associations, workers'
unions, large employers or member-
ship organizations such as AAA, the
National Active and Retired Federal
Employees Association, the Seniors
Coalition, AARP, etc. You could even
qualify for savings based on the col-
lege you attended or the fraternity or
sorority you belonged to decades
ago.
Safe driving discount: Many in-
surance providers now offer dis-
counts based on how and when you
use your car. To do this, they would
place a diagnostic device in )'our car
that transmits wireless data on how
you drive (including how fast you're
going and how hard you're braking),
when you drive and how much you
drive. Drivers are rewarded for safe
driving, low mileage and for not
driving late at night.
In addition, many insurance
providers also offer discounts to driv-
ers who do not have any violations or
accidents for three or more years.
Send your senior questions to:
Savvy Senior, P.O. Box 5443, Nor-
man, OK 73070, or visit SavvySe-
nior.org. Jim Miller is a contributor
to the NBC Today show and attthor
of "The Saw'y Senior" book.
The deadline for
submitted copy
and stories and
all ad orders is
noon on Fridays.
Call 872-3755
or e-mail
goldenandbillings
@gmail.com.
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